Affordable Prices and HVAC Financing Solutions to fit Your Situation

Chances are you weren't expecting to make an HVAC purchase and most families don't have $5,000.00 or more on hand for this type of expense. This is where our financing options can benefit you. Not only is financing great for an emergency expense, but also for when it makes sense to save your financial reserves for other important matters.

We offer:

Affordable Pricing

Financing Options:

  • All Credit Types
  • Rent-to-Own and Lease Options
  • 3 / 6 / 12 Months
  • Competitive Interest Rates

Competitive First & Second Look Options

Payment options for all credit types

Financing:

Qualify Questions to ask customer: 

  • Do you own your home, are current on your mortgage, and reside at the address where the property will be installed?
  • Have you been employed in your current job at least 6 months, or are you retired/disabled?
  • Is your household monthly gross income $2750 or greater?
  • Do you have an open checking account with a positive balance and no NSFs for the last ninety days?
  • If the customer answers yes to the above questions, then there's an 80% chance that we can get them approved.


Outline of the Full Process:
  1. Once the customer has been approved, you will receive an email and phone call letting you know that the customer has been approved.
  2. You will then send over a copy of the customers quote to HVAC@OKINUS.COM - Be sure to include the brand name of the unit being installed on the quote.
  3. Once we receive the quote, we will generate the customers contract and send it to them via email. ( We will call you and let you know that the contract has been sent )
  4. Once they have signed the contract, a down payment link will be sent to the customer.
  5. Once the down payment has been made, we will call you and give you Authorization to Install the Merchandise.
  6. Once the Installation has been completed, you will send over pictures of the installed unit and pictures of the serial numbers to HVAC@OKINUS.COM
  7. Once the Installation pictures have been received, funding will be issued to the banking information you provided us with during the application process.

"No Credit Needed" Rent To Own

If you can answer YES to any of the following qualifying questions and provide verification - Apply Now to be approved!

  • Are you currently living in the home of which the unit would be installed?
  • Are you up to date on your mortgage?
  • Have you been working for your current job at least six months, or are you currently retired/disabled?
  • Do you have a checking account that has a positive balance with no NSF's in the last 60 days?
  • Are you able to make a down payment?
We will provide a FREE complete in-home evaluation of your of your AC system to ensure all your heating and cooling needs are met. Quotes are free and one of our friendly representatives will sit with you to work through the best financing option to fit your budget.

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